Will Your Insurance Company Pay for a New Roof?

By DaVinci Roofscapes.

Here's everything you need to know about working with insurance adjusters to receive claim funds after your roof gets hit with storm damage.

He heard hail hitting the roof in the past, but Frank Davis never dreamed it would really damage his roof. Then, when he hired Knox Roofing to re-roof his 27-year-old Georgian-style home, Davis took the roofer’s advice and contacted his homeowner’s insurance company. 

The result? After an inspection, the insurance company agreed that the accumulated hail damage was significant enough to pay for a new roof! 

“The adjuster concluded that we had enough hail damage to warrant the entire roof would need replacing,” says Davis, a Texas homeowner. “That’s just the first way our roofer helped us out.” 

Working with the right roofer 

Whether it’s one big storm or the piling up of several storms over the years, damage to a roof should not be ignored. And, working with the right roofer can be critical in securing an accurate analysis on the condition your roof is in. After that, knowing how to work with insurance adjusters to receive the insurance claim funds you’re due is critical. 

Once those funds are in hand, your next decision is easy.  Pick out a roof that won’t ever again fall prey to hail, high winds and severe weather. That’s exactly what Davis did. 

Roofer recommends impact-resistant roof 

While the insurance paperwork was being processed, Dakota Carson with Knox Roofing discussed replacement roofing options with Davis. The homeowner initially thought he’d simply replace his composition shingles. However, Carson introduced him to impact- resistant synthetic slate from DaVinci Roofscapes. He had always dreamed of a slate roof, so that started changing his mind. 

“Dakota did more than just tell me about the product,” says Davis. “He gave me addresses of homes he reroofed with DaVinci so I could go see them. I was impressed. Next he arranged to get samples sent to the house so I could look carefully at the product during different times of day and under various light conditions. 

“I reviewed the DaVinci brochure carefully. However, nothing beats seeing the product in person. I decided that the DaVinci Single-Width Slate in the Evergreen color best replicates the roof on the house I was looking to match from many years ago. This attention to turning my dreams into reality was very impressive.” 

DaVinci synthetic slate tiles are made of pure virgin resins, UV and thermal stabilizers, along with a highly-specialized fire retardant. Each tile is Class A fire and Class 4 impact rated. The state-of-the-art tiles resist fading, rotting, cracking and insects.  

Backed by a Lifetime Limited Material Warranty, the 12-inch wide slate tiles are ½-inch thick. The company’s Color Visualizer is available online for easy assistance with color selection.